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Initiate a new loan application

Lets understand how to process loan application

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1. Can we initiate loan application without processing customers KYC?
2. Can customer avail gold loan for Gambling purpose?
3. How many ornament types are accepted per loan application?
4. Is the ornament valued individually or at bunch?
5. Are separate packets needed to seal individual ornaments?
6. If the loan amount is greater than 5lacs, what is the next step?
7. If customer physically signs loan agreement copy, is the document auto verified?